Simply add the items that you would like to finance to your cart and choose Affirm at checkout. Our checkout process is simple with Affirm. Just enter in a few pieces of information about you and complete checkout and you will receive a real time decision.

With Affirm, there are no late fees, service fees, prepayment fees, or any hidden fees.

Affirm checks your credit with a soft credit pull, which doesn't hurt your credit score.

Contact us to process a return or cancel the order. Affirm can’t cancel or refund your order until we receive confirmation from the store.

If your loan was processed and the store has finalized the cancellation or return, which can take up to 21 days or longer, we’ll update your Affirm account with the cancellation or loan refund, as appropriate. Depending on how long it takes the store to finalize the return, and how much is refunded, we’ll either void the loan, which means you’ll no longer see it in your Affirm account, or we’ll update your loan principal balance and payment schedule.

Affirm loans usually last 3, 6, or 12 months, and you get to pick from these options when you apply.

No, the affirm process is an online application. Sales reps cannot fill out the form on a customer's behalf for privacy reasons.